BUDGET TRACKER

A budget tracker is a tool—either digital or physical—that helps individuals or businesses monitor their income, expenses, and savings. It provides a structured way to manage money by recording transactions, categorizing spending, setting financial goals, and analyzing patterns over time.

Budget trackers can come in different forms:

• Apps & Software: Popular choices like Mint, YNAB (You Need a Budget), or spreadsheets offer automation, insights, and alerts for better financial management.
• Physical Planners: Some prefer notebooks or printable worksheets to log their expenses and income manually.
• Custom Tools: People often create their own tracking methods using personal finance spreadsheets tailored to their needs.